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Down and Out in Beverly Hills   1986         R, 103 min. Genre: Comedy Director: Paul Mazursky   Cast: Richard Dreyfuss, Bette Midler, Nick Nolte, Little Richard, Tracy Nelson, Elizabeth Pena, Paul Mazursky, Evan Richards, Valerie Curtin, Barry Primus   What happens when a couple (Richard Dreyfuss and Bette Midler) save a bum (Nick Nolte) from drowning himself in their massive swimming pool behind their opulent B.H. mansion? You've got the plot of this film. Of course, Midler is the over-dieted, over-analyzed, over-pampered wife who ends up in bed with the bum and Dreyfuss is the coat hanger manufacturer.